The Embark Horizon fund range is provided by Embark Investments Limited to give you and your financial adviser a simple, straightforward way to help you achieve your financial goals. The five risk-profiled multi-asset funds available can be matched to your attitude to risk and capacity for loss.
Embark Group continues to monitor the Coronavirus to support our clients and ensure the safety of our employees. For more information, tools and resources please visit our COVID-19 page.
Embark Group continues to monitor the Coronavirus to support our clients and ensure the safety of our employees. For more information, tools and resources please visit our COVID-19 page.
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Due to fluctuations in the performance of individual investments, investing in a single asset class rarely meets investors’ objectives. However, a solution that actively invests across multiple asset classes can adapt to changing market conditions and help to spread risk. The Horizon Multi-Asset fund range consists of five purpose-built funds designed to match five typical attitudes to risk, or risk profiles.
Each fund is managed with the aim of remaining within its respective risk profile. The funds invest in a number of underlying funds which in turn hold a mix of assets including equities, bonds, property and cash. The higher the risk profile of the Horizon fund, the higher risk of the underlying funds it invests in.
Your Financial Adviser can help assess your risk profile and guide you to the most appropriate fund.
The range of underlying funds are managed by Columbia Threadneedle, with Embark Investment Limited, trading as Horizon by Embark, overseeing the overall management of five portfolios.
The Embark Horizon Multi Asset Fund range has reduced exposure to Property by selling out of the Columbia Threadneedle Property Fund (PAIF).
The fund aims to grow your investment over the medium to long term, five years or more, and to keep the fund within a designated risk profile. It is aligned to risk profile 1 – the lowest in the range – meaning it aims to deliver growth through assets that demonstrate moderate price fluctuations, with greater emphasis placed on fixed income securities and lower exposure to equities.
Risk profile – Cautious
Embark Horizon Multi-Asset Fund IThe fund aims to grow your investment over the medium to long term, five years or more, and to keep the fund within a designated risk profile. It is aligned to risk profile 2, meaning it aims to deliver growth through assets that demonstrate moderate price fluctuations, with emphasis placed on fixed income securities and equities and some exposure to property.
Risk profile – Moderately Cautious
Embark Horizon Multi-Asset Fund IIThe fund aims to grow your investment over the medium to long term, five years or more and to keep the fund within a designated risk profile. It is aligned to risk profile 3, meaning it aims to deliver growth through assets that may demonstrate moderate to large price fluctuations. This could mean there is a greater exposure in the underlying funds towards equities, lower exposure to fixed income securities. and some exposure to property.
Risk profile – Balanced
Embark Horizon Multi-Asset Fund IIIThe fund aims to grow your investment over the medium to long term, five years or more, and to keep the fund within a designated risk profile. It is aligned to risk profile 4, meaning it aims to deliver growth through assets that may demonstrate moderate to large price fluctuations, with greater exposure to equity and some fixed income securities and property.
Risk profile – Moderately Adventurous
Embark Horizon Multi-Asset Fund IVThe fund aims to grow your investment over the medium to long term, five years or more, and to keep the fund within a designated risk profile. It is aligned to risk profile 5 – the highest in the range – meaning it aims to deliver growth through assets that may demonstrate large price fluctuations, with greatest exposure to equity and some exposure to property. There may also be some exposure to emerging markets.
Risk profile – Adventurous
Embark Horizon Multi-Asset Fund VPast performance is not a guide to future performance.
The value of investments can go down as well as up, so your client could get back less than they invested.
The value of funds can fall and rise purely as a result of exchange rate fluctuations. Investments in newer markets, smaller companies or single sectors offer the possibility of higher returns but may also involve a higher degree of risk.
Before investing in a fund, please make sure you have read the information contained in the relevant fund’s Key Investor Information Document (KIID) and the supplementary information document.
Embark Group is a fast growing, diversified, financial services business. You can find out more information at the Embark Group website or download our Group Due Diligence guide.
£34.6bn↑
Assets under admin
100%
Independent
402,000
Individual clients
9
Locations nationwide
* Figures are pro-forma and include the recent Alliance Trust Savings acquisition. All figures as at 1 July 2020.
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